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Subject Author Date
Credit Card Processors Nate 11-04-2009
---> Re: Credit Card Processors Rob @ RMS Systems Inc11-05-2009
Posted by Maurice @ ARS on November 6, 2009, 2:06 pm
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STAY AWAY!!! from PCCHARGE and ICTERRIFY. The debit portion of PcCharge does
not work as you would expect with RMS, To be able to do debit with pccharge
and RMS you will need an additional piece of software called the RMS debit
module from pccharge. it doesnt always work. Also the newer version of
pccharge is not supported with RMS. Keep in mind that both PCcharge and
ICVerify that work with RMS use what is called the file drop method. If
there is communication lost for some reason a customer can be double charged
or not charged at all and your left holding the bag. I have seen many many
many problems with both of these and if you talk to the tech support of a
processor company(not the sales guy) they dont care for either as well.

Also something to know about ICVerify it was recently purchased by a
processing company(I belive FDS(First Data)) and has been engineered more
for them.

Remeber the cheapest solution isnt always the best solution. I have used TPI
many many times and would go that way. TPI connect directly to RMS and you
can use a broader array of pinpads and signature pads then just RMS
supported. Also TPI does NOT use the file drop method.

The file drop method is a very easy way to open yourself up to fraud!!

--
Maurice Gordon
Maurice@americanretailsupply.com
Sales/Support
1-800-426-5708 XT 1307


On Nov 5, 10:56 am, "Rob @ RMS Systems Inc" <rarmstr...@retail-
pos.com> wrote:
> These are your options that I am aware of:
> Moneris - Integrated solution provided by Moneris and TPI Soft Cost =
> Covered by Moneris (Fairly decent, some of our clients seem to have
> problems
> with pinpads)
> TD Canada Trust - Inegrated solution using Tender Retail. Cost = Covered
> by
> TD (Have a few clients using the integration and I hardly ever hear from
> them)
> Chase Paymentech - Integrated solution using Tender Retail. Cost = $499
> (No
> clients using but it is the same interface as TD)
> Global Payments - Integrated solution using Tender Retail. Cost = $499 (No
> clients using but it is the same interface as TD)
>
> Robert Armstrong
> RMS Systems Inc
>
>
>
> >I would like to know if anyone has experience with Credit and Debit
> > (interac) processing in Canada. We would like to have it fully
> > integrated with RMS (does ICVerify or PC-Charge work in Canada?). We
> > would also prefer an ingenico pinpad, but this is not a huge issue.
>
> > ~Nate

This is great, thanks for your expertise Robert, it is greatly
appreciated. Are these custom solutions, or do they somehow use IC
Verify or PC Charge. I'm looking to use one of these because I have
access to both of these quite cheap.

Thanks,
Nate



Posted by Nate on November 6, 2009, 10:50 pm
Please log in for more thread options


wrote:
> STAY AWAY!!! from PCCHARGE and ICTERRIFY. The debit portion of PcCharge d=
oes
> not work as you would expect with RMS, To be able to do debit with pcchar=
ge
> and RMS you will need an additional piece of software called the RMS debi=
t
> module from pccharge. it doesnt always work. Also the newer version of
> pccharge is not supported with RMS. Keep in mind that both PCcharge and
> ICVerify that work with RMS use what is called the file drop method. If
> there is communication lost for some reason a customer can be double char=
ged
> or not charged at all and your left holding the bag. I have seen many man=
y
> many problems with both of these and if you talk to the tech support of a
> processor company(not the sales guy) they dont care for either as well.
>
> Also something to know about ICVerify it was recently purchased by a
> processing company(I belive FDS(First Data)) and has been engineered more
> for them.
>
> Remeber the cheapest solution isnt always the best solution. I have used =
TPI
> many many times and would go that way. TPI connect directly to RMS and yo=
u
> can use a broader array of pinpads and signature pads then just RMS
> supported. Also TPI does NOT use the file drop method.
>
> The file drop method is a very easy way to open yourself up to fraud!!
>
> --
> Maurice Gordon
> Maur...@americanretailsupply.com
> Sales/Support
> 1-800-426-5708 XT 1307
>
>
> On Nov 5, 10:56 am, "Rob @ RMS Systems Inc" <rarmstr...@retail-
>
>
>
> pos.com> wrote:
> > These are your options that I am aware of:
> > Moneris - Integrated solution provided by Moneris and TPI Soft Cost =3D
> > Covered by Moneris (Fairly decent, some of our clients seem to have
> > problems
> > with pinpads)
> > TD Canada Trust - Inegrated solution using Tender Retail. Cost =3D Cove=
red
> > by
> > TD (Have a few clients using the integration and I hardly ever hear fro=
m
> > them)
> > Chase Paymentech - Integrated solution using Tender Retail. Cost =3D $4=
99
> > (No
> > clients using but it is the same interface as TD)
> > Global Payments - Integrated solution using Tender Retail. Cost =3D $49=
9 (No
> > clients using but it is the same interface as TD)
>
> > Robert Armstrong
> > RMS Systems Inc
>
>
>
> > >I would like to know if anyone has experience with Credit and Debit
> > > (interac) processing in Canada. We would like to have it fully
> > > integrated with RMS (does ICVerify or PC-Charge work in Canada?). We
> > > would also prefer an ingenico pinpad, but this is not a huge issue.
>
> > > ~Nate
>
> This is great, thanks for your expertise Robert, it is greatly
> appreciated. Are these custom solutions, or do they somehow use IC
> Verify or PC Charge. I'm looking to use one of these because I have
> access to both of these quite cheap.
>
> Thanks,
> Nate

Thanks for you help everyone. Looks like I'll be going with Moneris,
which is TPI so it sounds like there shouldn't be too many issues. We
are looking to use the Ingenico i3070. My two questions are:
1) Has anyone had any issues with these pinpads and the TPI software?
2) Does the TPI software support the new "Chip Cards"? We are part of
a test area for these cards so it is required that we support them by
the middle of 2010.

~Nate

Posted by Rob @ RMS Systems Inc on November 9, 2009, 3:39 pm
Please log in for more thread options


Moneris will provide you with the neccessary hardware and software to do
integrated credit card processing.
You will need to talk with Moneris on the availability of Chip and Pin
processing.

Robert Armstrong
RMS Systems Inc.

wrote:
> STAY AWAY!!! from PCCHARGE and ICTERRIFY. The debit portion of PcCharge
> does
> not work as you would expect with RMS, To be able to do debit with
> pccharge
> and RMS you will need an additional piece of software called the RMS debit
> module from pccharge. it doesnt always work. Also the newer version of
> pccharge is not supported with RMS. Keep in mind that both PCcharge and
> ICVerify that work with RMS use what is called the file drop method. If
> there is communication lost for some reason a customer can be double
> charged
> or not charged at all and your left holding the bag. I have seen many many
> many problems with both of these and if you talk to the tech support of a
> processor company(not the sales guy) they dont care for either as well.
>
> Also something to know about ICVerify it was recently purchased by a
> processing company(I belive FDS(First Data)) and has been engineered more
> for them.
>
> Remeber the cheapest solution isnt always the best solution. I have used
> TPI
> many many times and would go that way. TPI connect directly to RMS and you
> can use a broader array of pinpads and signature pads then just RMS
> supported. Also TPI does NOT use the file drop method.
>
> The file drop method is a very easy way to open yourself up to fraud!!
>
> --
> Maurice Gordon
> Maur...@americanretailsupply.com
> Sales/Support
> 1-800-426-5708 XT 1307
>
>
> On Nov 5, 10:56 am, "Rob @ RMS Systems Inc" <rarmstr...@retail-
>
>
>
> pos.com> wrote:
> > These are your options that I am aware of:
> > Moneris - Integrated solution provided by Moneris and TPI Soft Cost =
> > Covered by Moneris (Fairly decent, some of our clients seem to have
> > problems
> > with pinpads)
> > TD Canada Trust - Inegrated solution using Tender Retail. Cost = Covered
> > by
> > TD (Have a few clients using the integration and I hardly ever hear from
> > them)
> > Chase Paymentech - Integrated solution using Tender Retail. Cost = $499
> > (No
> > clients using but it is the same interface as TD)
> > Global Payments - Integrated solution using Tender Retail. Cost = $499
> > (No
> > clients using but it is the same interface as TD)
>
> > Robert Armstrong
> > RMS Systems Inc
>
>
>
> > >I would like to know if anyone has experience with Credit and Debit
> > > (interac) processing in Canada. We would like to have it fully
> > > integrated with RMS (does ICVerify or PC-Charge work in Canada?). We
> > > would also prefer an ingenico pinpad, but this is not a huge issue.
>
> > > ~Nate
>
> This is great, thanks for your expertise Robert, it is greatly
> appreciated. Are these custom solutions, or do they somehow use IC
> Verify or PC Charge. I'm looking to use one of these because I have
> access to both of these quite cheap.
>
> Thanks,
> Nate

Thanks for you help everyone. Looks like I'll be going with Moneris,
which is TPI so it sounds like there shouldn't be too many issues. We
are looking to use the Ingenico i3070. My two questions are:
1) Has anyone had any issues with these pinpads and the TPI software?
2) Does the TPI software support the new "Chip Cards"? We are part of
a test area for these cards so it is required that we support them by
the middle of 2010.

~Nate


Posted by Dan Rishworth on December 19, 2009, 11:51 am
Please log in for more thread options


Rob,

How does Tender Retail integrate with RMS 1.3R?

Thanks,

Dan




> These are your options that I am aware of:
> Moneris - Integrated solution provided by Moneris and TPI Soft Cost =
> Covered by Moneris (Fairly decent, some of our clients seem to have problems
> with pinpads)
> TD Canada Trust - Inegrated solution using Tender Retail. Cost = Covered by
> TD (Have a few clients using the integration and I hardly ever hear from
> them)
> Chase Paymentech - Integrated solution using Tender Retail. Cost = $499 (No
> clients using but it is the same interface as TD)
> Global Payments - Integrated solution using Tender Retail. Cost = $499 (No
> clients using but it is the same interface as TD)
>
> Robert Armstrong
> RMS Systems Inc
>
> >I would like to know if anyone has experience with Credit and Debit
> > (interac) processing in Canada. We would like to have it fully
> > integrated with RMS (does ICVerify or PC-Charge work in Canada?). We
> > would also prefer an ingenico pinpad, but this is not a huge issue.
> >
> > ~Nate




--
Dan Rishworth
Enduro Sport, Inc.
mailto:dan@BADFISHendurosport.com
http://www.endurosport.com/

Posted by Rob @ RMS Systems Inc on December 21, 2009, 2:22 pm
Please log in for more thread options


The minimum requirements would be:
Version 1.2 or greater for MS RMS
Available COM Port
Printer
AntiVirus and Firewall

Besides that it should work seamlessly with your RMS 1.3R and it is EVM Chip
and Pin ready.

Robert Armstrong
RMS Systems Inc.
www.retail-pos.com

> Rob,
>
> How does Tender Retail integrate with RMS 1.3R?
>
> Thanks,
>
> Dan
>
>
>
>
>> These are your options that I am aware of:
>> Moneris - Integrated solution provided by Moneris and TPI Soft Cost =
>> Covered by Moneris (Fairly decent, some of our clients seem to have
>> problems
>> with pinpads)
>> TD Canada Trust - Inegrated solution using Tender Retail. Cost = Covered
>> by
>> TD (Have a few clients using the integration and I hardly ever hear from
>> them)
>> Chase Paymentech - Integrated solution using Tender Retail. Cost = $499
>> (No
>> clients using but it is the same interface as TD)
>> Global Payments - Integrated solution using Tender Retail. Cost = $499
>> (No
>> clients using but it is the same interface as TD)
>>
>> Robert Armstrong
>> RMS Systems Inc
>>
>> >I would like to know if anyone has experience with Credit and Debit
>> > (interac) processing in Canada. We would like to have it fully
>> > integrated with RMS (does ICVerify or PC-Charge work in Canada?). We
>> > would also prefer an ingenico pinpad, but this is not a huge issue.
>> >
>> > ~Nate
>
>
>
>
> --
> Dan Rishworth
> Enduro Sport, Inc.
> mailto:dan@BADFISHendurosport.com
> http://www.endurosport.com/


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