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Posted by Ed at JKC on December 2, 2008, 7:13 pm
Please log in for more thread options Not sure I understand your issue. I'm using debit processing along with the
CC's and your right that I had to purchase a debit add-on (around $200) but
the fees are not any different than other debit processors. Maybe I was just
lucky but I've had no problems getting all this working with RMS.
My main comment to anyone setting up RMS with CC/debit card support is to
make sure you check out funds availability, fees, and support with any system
you choose.
Ed
"Maurice @ ARS" wrote:
> If you have any plans on doing Debit stay away from PCCharge, The additional
> fees for the debit addon then the licensing and then if it will work all the
> time and work correctly can be a nightmare. Mercury is a winner in my view.
> I have 3 stores running all on MErcury. One good thing is that Mercury will
> handle all your gift cards even through a multistore enviroment and they do
> it for free. Most processors want a chunk of that revenue.
>
> One thing to keep in mind if your partner is good they will show you how RMS
> can handle gift cards without the need of a processor if your processor wont
> do them for free.
>
> Regarding Rates its like any processor negotiate negotiate negotiate.
>
> ---------------
> > Make sure you check when the funds are made available to you. If I
> > remember
> > Mercury can hold the funds for up to 48 hours (longer if over a weekend).
> > I
> > use PC Charge and Wells Fargo as my processor. I do a close at 8pm each
> > night
> > and the funds are in my account (a Wells Fargo acct) by 6am the next day
> > (even on the weekends). My CC rates are about the same as Mercury also.
> >
> > Just something to think about.
> > Ed
> >
> >
> > "convoluted" wrote:
> >
> >> Biggest pro is that they know RMS, so they can support any credit card -
> >> RMS
> >> related issues that you may run into (ie problems settling the EDC
> >> batch);
> >> they also take advantage of the built-in EDC processing, meaning you
> >> don't
> >> need to spend any money on additional software like PC Charge; I think
> >> they
> >> also have a gift card program and they developed a signature capure
> >> add-on
> >> for RMS.
> >>
> >> Cons? - they may not have the absolute lowest rates in the industry -
> >> although they are very competitive - but then again, you may be big
> >> enough to
> >> negotiate some killer rates from them.
> >>
> >> Overall they are a good option in my opinion.
> >>
> >> "John Smith" wrote:
> >>
> >> > We are in the process of installing RMS. Our reseller advised going
> >> > with
> >> > Mercury Payment Systems. What are the pros and cons and are there
> >> > alternatives that are better?
> >> >
> >> > Thanks.
> >> >
> >> >
> >> >
>
>
>
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