RMS link to PCCharge Debit Card / Signature Capture MSR EFSNet

Posted by Richard Lawson / Dataflow on August 24, 2005, 2:28 pm

Please log in for more thread options

RMS, EFSNet, and PCCharge all process Debt cards independently. EFSNet links
with PCCharge and processing Debit Cards. RMS, PCCharge, and EFSNet process
Credit Cards as a linked unit. Why does PCCharge (the number one Credit Card
Processing Software) not function with Debit Cards from RMS (the number one
POS system). On the surface, it would seem like an relatively easy
interface. We have many customers that prefer Debit Cards since they are so
convenient. Debit is becoming the norm for Retail Business. RMS interfaces
Debit with Vital; however, there are several issues concerning this solution.

1) Vital only works in Batch mode (not interactive like EFSNet). Most
Retailers are moving to Quick processing and settling.
2) The POS system (RMS on a standalone PC) directly links to the Internet
with Vital. This creates three problems.
a) Weaker security.
b) A redundant Gateway problem.
c) Can not truly lock down Internet Explorer on the POS system.
3) PCCharge has a better CC report system than RMS and can be centrally
controlled.
4). Independent dual cash draw systems will no function using Vital.

The solution:
Make RMS process Debit cards to EFSNet through PCCharge.

----------------
This post is a suggestion for Microsoft, and Microsoft responds to the
suggestions with the most votes. To vote for this suggestion, click the "I
Agree" button in the message pane. If you do not see the button, follow this
link to open the suggestion in the Microsoft Web-based Newsreader and then
click "I Agree" in the message pane.

http://www.microsoft.com/Businesssolutions/Community/NewsGroups/dgbrowser/en-us/default.mspx?mid=186cdaa8-36cc-41a8-980b-bc6132935746&dg=microsoft.public.pos

Posted by Rob on August 24, 2005, 4:07 pm

Please log in for more thread options

Richard,

If you are looking for a better solution than PCCharge, try TPI Software and
there RMS Addon for processing CC, Debit, EBT, Checks and Gift Cards. The
guy that owns TPI is the guy that started PCCharge (Bill Pittman) way back
when.

Rob

"Richard Lawson / Dataflow" <Richard Lawson /
Dataflow@discussions.microsoft.com> wrote in message

> RMS, EFSNet, and PCCharge all process Debt cards independently. EFSNet

> links

> with PCCharge and processing Debit Cards. RMS, PCCharge, and EFSNet

> process

> Credit Cards as a linked unit. Why does PCCharge (the number one Credit

> Card

> Processing Software) not function with Debit Cards from RMS (the number

> one

> POS system). On the surface, it would seem like an relatively easy

> interface. We have many customers that prefer Debit Cards since they are

> so

> convenient. Debit is becoming the norm for Retail Business. RMS

> interfaces

> Debit with Vital; however, there are several issues concerning this

> solution.

> 1) Vital only works in Batch mode (not interactive like EFSNet). Most

> Retailers are moving to Quick processing and settling.

> 2) The POS system (RMS on a standalone PC) directly links to the Internet

> with Vital. This creates three problems.

> a) Weaker security.

> b) A redundant Gateway problem.

> c) Can not truly lock down Internet Explorer on the POS system.

> 3) PCCharge has a better CC report system than RMS and can be centrally

> controlled.

> 4). Independent dual cash draw systems will no function using Vital.

> The solution:

> Make RMS process Debit cards to EFSNet through PCCharge.

> ----------------

> This post is a suggestion for Microsoft, and Microsoft responds to the

> suggestions with the most votes. To vote for this suggestion, click the "I

> Agree" button in the message pane. If you do not see the button, follow

> this

> link to open the suggestion in the Microsoft Web-based Newsreader and then

> click "I Agree" in the message pane.

http://www.microsoft.com/Businesssolutions/Community/NewsGroups/dgbrowser/en-us/default.mspx?mid=186cdaa8-36cc-41a8-980b-bc6132935746&dg=microsoft.public.pos

Posted by hitmanú™©ÝŠÇ.²È¨žÉ¢rº,¡û\¢ on August 24, 2005, 6:50 pm

Please log in for more thread options

Concur with Rob -- we're using an RMS plug-in from TPI (via Abanco/Positive
Technology) and it's totally transparent and integrates great with RMS for
Visa/MC, Debit and also Echeck sales (Electronic Check
Authorization/Conversion). If you use Positive/Abanco as your Merchant
processor there is no charge for the TPI software/plug-in. Their discount
rates were also highly competative...

Regards,

Rich

"Rob" wrote:

> Richard,

> If you are looking for a better solution than PCCharge, try TPI Software and

> there RMS Addon for processing CC, Debit, EBT, Checks and Gift Cards. The

> guy that owns TPI is the guy that started PCCharge (Bill Pittman) way back

> when.

> Rob

> "Richard Lawson / Dataflow" <Richard Lawson /

> Dataflow@discussions.microsoft.com> wrote in message

> > RMS, EFSNet, and PCCharge all process Debt cards independently. EFSNet

> > links

> > with PCCharge and processing Debit Cards. RMS, PCCharge, and EFSNet

> > process

> > Credit Cards as a linked unit. Why does PCCharge (the number one Credit

> > Card

> > Processing Software) not function with Debit Cards from RMS (the number

> > one

> > POS system). On the surface, it would seem like an relatively easy

> > interface. We have many customers that prefer Debit Cards since they are

> > so

> > convenient. Debit is becoming the norm for Retail Business. RMS

> > interfaces

> > Debit with Vital; however, there are several issues concerning this

> > solution.

> >

> > 1) Vital only works in Batch mode (not interactive like EFSNet). Most

> > Retailers are moving to Quick processing and settling.

> > 2) The POS system (RMS on a standalone PC) directly links to the Internet

> > with Vital. This creates three problems.

> > a) Weaker security.

> > b) A redundant Gateway problem.

> > c) Can not truly lock down Internet Explorer on the POS system.

> > 3) PCCharge has a better CC report system than RMS and can be centrally

> > controlled.

> > 4). Independent dual cash draw systems will no function using Vital.

> >

> > The solution:

> > Make RMS process Debit cards to EFSNet through PCCharge.

> >

> > ----------------

> > This post is a suggestion for Microsoft, and Microsoft responds to the

> > suggestions with the most votes. To vote for this suggestion, click the "I

> > Agree" button in the message pane. If you do not see the button, follow

> > this

> > link to open the suggestion in the Microsoft Web-based Newsreader and then

> > click "I Agree" in the message pane.

> >

http://www.microsoft.com/Businesssolutions/Community/NewsGroups/dgbrowser/en-us/default.mspx?mid=186cdaa8-36cc-41a8-980b-bc6132935746&dg=microsoft.public.pos

Posted by Richard Lawson / Dataflow on August 25, 2005, 6:51 am

Please log in for more thread options

We were one of the first to test TPI and assisted them with some design
issues a few years again. TPI's solution at that time used a single SQL
database with one point failure issues so we were unable to use it. They
stated they would look into the issue. I will take a look at the product
again.

"hitman" wrote:

> Concur with Rob -- we're using an RMS plug-in from TPI (via Abanco/Positive

> Technology) and it's totally transparent and integrates great with RMS for

> Visa/MC, Debit and also Echeck sales (Electronic Check

> Authorization/Conversion). If you use Positive/Abanco as your Merchant

> processor there is no charge for the TPI software/plug-in. Their discount

> rates were also highly competative...

> Regards,

> Rich

> "Rob" wrote:

> > Richard,

> >

> > If you are looking for a better solution than PCCharge, try TPI Software and

> > there RMS Addon for processing CC, Debit, EBT, Checks and Gift Cards. The

> > guy that owns TPI is the guy that started PCCharge (Bill Pittman) way back

> > when.

> >

> > Rob

> >

> > "Richard Lawson / Dataflow" <Richard Lawson /

> > Dataflow@discussions.microsoft.com> wrote in message

> > > RMS, EFSNet, and PCCharge all process Debt cards independently. EFSNet

> > > links

> > > with PCCharge and processing Debit Cards. RMS, PCCharge, and EFSNet

> > > process

> > > Credit Cards as a linked unit. Why does PCCharge (the number one Credit

> > > Card

> > > Processing Software) not function with Debit Cards from RMS (the number

> > > one

> > > POS system). On the surface, it would seem like an relatively easy

> > > interface. We have many customers that prefer Debit Cards since they are

> > > so

> > > convenient. Debit is becoming the norm for Retail Business. RMS

> > > interfaces

> > > Debit with Vital; however, there are several issues concerning this

> > > solution.

> > >

> > > 1) Vital only works in Batch mode (not interactive like EFSNet). Most

> > > Retailers are moving to Quick processing and settling.

> > > 2) The POS system (RMS on a standalone PC) directly links to the Internet

> > > with Vital. This creates three problems.

> > > a) Weaker security.

> > > b) A redundant Gateway problem.

> > > c) Can not truly lock down Internet Explorer on the POS system.

> > > 3) PCCharge has a better CC report system than RMS and can be centrally

> > > controlled.

> > > 4). Independent dual cash draw systems will no function using Vital.

> > >

> > > The solution:

> > > Make RMS process Debit cards to EFSNet through PCCharge.

> > >

> > > ----------------

> > > This post is a suggestion for Microsoft, and Microsoft responds to the

> > > suggestions with the most votes. To vote for this suggestion, click the "I

> > > Agree" button in the message pane. If you do not see the button, follow

> > > this

> > > link to open the suggestion in the Microsoft Web-based Newsreader and then

> > > click "I Agree" in the message pane.

> > >

http://www.microsoft.com/Businesssolutions/Community/NewsGroups/dgbrowser/en-us/default.mspx?mid=186cdaa8-36cc-41a8-980b-bc6132935746&dg=microsoft.public.pos

> >

Posted by hitmanú™©ÝŠÇ.²È¨žÉ¢rº,¡û\¢ on August 25, 2005, 10:18 am

Please log in for more thread options

The name of the plug-in / product we're currently using is Smartpayments (via
Abanco).

Regards,

Rich

"Richard Lawson / Dataflow" wrote:

> We were one of the first to test TPI and assisted them with some design

> issues a few years again. TPI's solution at that time used a single SQL

> database with one point failure issues so we were unable to use it. They

> stated they would look into the issue. I will take a look at the product

> again.

> "hitman" wrote:

> > Concur with Rob -- we're using an RMS plug-in from TPI (via Abanco/Positive

> > Technology) and it's totally transparent and integrates great with RMS for

> > Visa/MC, Debit and also Echeck sales (Electronic Check

> > Authorization/Conversion). If you use Positive/Abanco as your Merchant

> > processor there is no charge for the TPI software/plug-in. Their discount

> > rates were also highly competative...

> >

> > Regards,

> >

> > Rich

> >

> > "Rob" wrote:

> >

> > > Richard,

> > >

> > > If you are looking for a better solution than PCCharge, try TPI Software

and

> > > there RMS Addon for processing CC, Debit, EBT, Checks and Gift Cards. The

> > > guy that owns TPI is the guy that started PCCharge (Bill Pittman) way back

> > > when.

> > >

> > > Rob

> > >

> > > "Richard Lawson / Dataflow" <Richard Lawson /

> > > Dataflow@discussions.microsoft.com> wrote in message

> > > > RMS, EFSNet, and PCCharge all process Debt cards independently. EFSNet

> > > > links

> > > > with PCCharge and processing Debit Cards. RMS, PCCharge, and EFSNet

> > > > process

> > > > Credit Cards as a linked unit. Why does PCCharge (the number one Credit

> > > > Card

> > > > Processing Software) not function with Debit Cards from RMS (the number

> > > > one

> > > > POS system). On the surface, it would seem like an relatively easy

> > > > interface. We have many customers that prefer Debit Cards since they

are

> > > > so

> > > > convenient. Debit is becoming the norm for Retail Business. RMS

> > > > interfaces

> > > > Debit with Vital; however, there are several issues concerning this

> > > > solution.

> > > >

> > > > 1) Vital only works in Batch mode (not interactive like EFSNet). Most

> > > > Retailers are moving to Quick processing and settling.

> > > > 2) The POS system (RMS on a standalone PC) directly links to the

Internet

> > > > with Vital. This creates three problems.

> > > > a) Weaker security.

> > > > b) A redundant Gateway problem.

> > > > c) Can not truly lock down Internet Explorer on the POS system.

> > > > 3) PCCharge has a better CC report system than RMS and can be centrally

> > > > controlled.

> > > > 4). Independent dual cash draw systems will no function using Vital.

> > > >

> > > > The solution:

> > > > Make RMS process Debit cards to EFSNet through PCCharge.

> > > >

> > > > ----------------

> > > > This post is a suggestion for Microsoft, and Microsoft responds to the

> > > > suggestions with the most votes. To vote for this suggestion, click the

> > > > Agree" button in the message pane. If you do not see the button, follow

> > > > this

> > > > link to open the suggestion in the Microsoft Web-based Newsreader and

then

> > > > click "I Agree" in the message pane.

> > > >

http://www.microsoft.com/Businesssolutions/Community/NewsGroups/dgbrowser/en-us/default.mspx?mid=186cdaa8-36cc-41a8-980b-bc6132935746&dg=microsoft.public.pos

> > >