Can you save your customers' Credit card info in quickbooks and bill them for a different amount each month?

Posted by Laura on May 17, 2008, 10:24 pm

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> Laura wrote:

>>> BTW, does QB Merchant Services support CC transactions without CCV code?

>> Yes. The CCV code is optional. BUT...it will check that the address & zip

>> code you entered matches the information associated with that credit

>> card. If you have one of those pieces incorrect then the charge won't go

>> through.

> Wrong, charge will go through, but it might take longer to settle and you

> will pay a higher rate.

That is interesting. I had a cc charge get denied because the zip code was
wrong. No option to allow it to process with the incorrect information.

Posted by Ron Anderson on May 18, 2008, 9:46 am

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>> Laura wrote:

>>>

>>>> BTW, does QB Merchant Services support CC transactions without CCV

>>>> code?

>>>

>>> Yes. The CCV code is optional. BUT...it will check that the address &

>>> zip code you entered matches the information associated with that credit

>>> card. If you have one of those pieces incorrect then the charge won't go

>>> through.

>> Wrong, charge will go through, but it might take longer to settle and you

>> will pay a higher rate.

> That is interesting. I had a cc charge get denied because the zip code was

> wrong. No option to allow it to process with the incorrect information.

I have address and zip code conflicts all the time and never a delay or
declined card because of it.

--
Ron Anderson A1 Sewing Machine
18 Dingman Rd Sand Lake, NY 12153
http://www.a1sewingmachine.com

Posted by EXT on May 16, 2008, 4:46 pm

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I think you should re-think your business model. As a customer, I do not
feel comfortable in supplying a credit card number, if you say you are going
to invoice me for payment. And I would not like you to just bill my credit
card if you feel payment is late -- what if I had already mailed a check?

If you get customers to agree to weekly or bi-weekly credit card billing
only, that is a different matter, and you probably should work on this
basis, or change to paying in advance so that you do not have problems with
people delaying payment. Or a combination of both, but not billing a
customer and then charging a credit card when you decide to take payment.
You may have a number of client disputes with the credit card company who
will withhold the questioned payment.

>>> Just to clarify-- you are saying we can store credit card info as part

>>> of a customers record and charge them using that whenever we need to?

>>>

>>> Are you certain?

>>He is saying yes. As per the CC master agreement you can't and it won't

>>store

>>the CCV code, but it will store card number and exp.

> You probably should have your customers sign something that says you

> can store their number, but QB will store it. Using Merchant Services

> is very easy, once you set it up with them. I'm not sure how

> competitive their rates are, so you may want to check that carefully.