Downgrade from Premier to Deluxe

Posted by sh on March 14, 2007, 9:32 am

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I need to move from Quicken 2004 to 2007 because of the upcoming
inability to download transactions. I have Quicken 2004 Premier. But
after looking at the boxes for 2007, I see I don't really use much the
features of Premier. All my investment analysis is done using simple
reports - no charts. All my tax info I get via simple reports I created.
So it looks like all I really need is Deluxe.

My questions:

1) Can I downgrade from 2004 Premier to 2007 Deluxe?
2) Do you think it is wise to do so? The difference in price is only $15
(at Costco). Am I being "penny wise and pound foolish"? (But it will be
$15 this time, and $15 the next time, etc.)
3) If I purchase Deluxe and find out later I do really prefer Premier,
is there an electronic upgrade directly from Intuit for just the
difference in price, or will I have to purchase the full Premier?

Thanks for any advise.

Posted by JM on March 14, 2007, 10:43 am

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> I need to move from Quicken 2004 to 2007 because of the upcoming

> inability to download transactions. I have Quicken 2004 Premier. But

> after looking at the boxes for 2007, I see I don't really use much the

> features of Premier. All my investment analysis is done using simple

> reports - no charts. All my tax info I get via simple reports I created.

> So it looks like all I really need is Deluxe.

> My questions:

> 1) Can I downgrade from 2004 Premier to 2007 Deluxe?

I would say yes - no problems. May get a nag screen to 'unlock'
Premier the first time you open your file in Dlx - QW recognizes that
you have 'downgraded' - but it goes away.

> 2) Do you think it is wise to do so? The difference in price is only $15

If you don't use the extra 'bells & whistles' why pay for them. Doubt
you will loose any functionality as to managing your finances.

> (at Costco). Am I being "penny wise and pound foolish"? (But it will be

> $15 this time, and $15 the next time, etc.)

> 3) If I purchase Deluxe and find out later I do really prefer Premier,

> is there an electronic upgrade directly from Intuit for just the

> difference in price, or will I have to purchase the full Premier?

Yes, you pay the incremental charge - can unlock on-line.

> Thanks for any advise.

My comments are based on first-hand experience with running QW07 Basic
and Delx - I swap my file-set back and forth between versions. Basic
handles my needs very well - downloading various accounts, tax
reporting, managing rentals, etc..

If I were still contributing to a 401k account, I would choose Delx -
but no more. Basic does not include the 401k account, nor does it
support doc attachment. I haven't found the doc attachment feature
compelling.