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Posted by Han on January 20, 2008, 1:58 pm
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> Oilcan wrote:
>> Seems to be a common problem with Citibank. Samething happened to my
>> AT&T Universal (I don't actively use). They closed the account
>> automattically and mailed me a new Card and an affadavit. Didn't get
>> any bills from them.
>
> Not that CC fraud isn't a huge problem in general these days, but I
> believe Citibank had some sort of security breach some months back. I
> had *two* Citibank cards compromised within a month or so of each
> other.
> The first time, Citibank sent me a letter saying that had reason to
> believe my account had been compromised and were thus issuing me a new
> card. (I'd seen no bogus transactions.) The replacement CC was
> compromised a few weeks later, and I found out when two mailorder
> companies called me to confirm the transactions. (They were
> suspicious even though Citibank had authorized the charges, because
> (1) I was not a customer of those companies, and (2) the merchandise
> was to be shipped to a third-party address. When I immediately called
> Citibank, it took quite a bit to convince them it was the replacement
> card I wanted closed due to fraud. They thought I was talking about
> the first card, closed weeks before! But when I finally convinced
> them to go through the impending transactions, there were a few more
> bogus ones, which they voided immediately.
>
> Now I download my Quicken transactions daily, but it does take a bit
> before transactions actually appear. I was lucky that those companies
> were suspicious and called me immediately. What blew me away, is that
> Citibank went ahead and authorized "ship to third party" transactions
> seemingly w/o a second thought. I *always* ship to my billing address
> (home), and I'd never used those companies. So this purchasing
> behavior was not typical of me.
>
> Anyway, I went ahead and put a fraud alert on my credit reports, which
> will expire in a few days. And *that* makes me a little nervous.
>
> Regards,
>
> Margaret
>
I do send things to third parties (family all over), but I also had some
problem like that eons ago. I don't recall which business it was that
called to ask whether it was OK to wait with shipping the expensive thing
I had ordered. It was out of stock, and it was going to go to the other
coast (not NJ). I canceled the account, and later found out that someone
had hacked the customer list of the company, complete with CC numbers.
Canceled the credit card too.
I sometimes check my Quicken downloads twice a day ..., but yes, there
are 2 delays, first the time between apoproval and posting, then the
delay to "get" the transactions to the server serving Quicken - the FI's
website usually has things about a day ahead of that.
--
Best regards
Han
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