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Posted by Han on September 5, 2007, 8:24 pm
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>> Contact the bank or the payee to find out whether a change is really
>> necessary. Often the phsical address of the payee is not important
>> for an electronic payment.
>>
>> Also ask the bank whether they will guarantee payment on time. In
>> the early days, when I was using $ & cents, Citibank would guarantee
>> payment on
>> time if you used their software (Direct Access) to schedule payments,
>> and that worked for me.
>>
>
> Will follow up on your first suggestion but in at least one case the
> change was necessary as the company was bought out.
> I schedule payments in plenty of time and do so thru Quicken not at
> the Banks site. The money is not withdrawn from my account until the
> scheduled payment date.
> Methinks I am doing something stupid as I remember seeing a list of
> companies payable by online transfer but cannot get to that thru
> quicken now.
>
> Thanks
> Mel
>
Quicken should tell you the date the payment is supposed to be completed.
On the other hand, I have switched to authorize most payees to take the
full payment due from my checking account, mostly on the due date,
although some (like Discover) do it a week or so early. That way I do
not worry about the payment getting there on time.
--
Best regards
Han
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