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Subject Author Date
Looking for good online bank in Phoenix Andrew DeFaria 06-25-2007
Posted by az-willie on June 25, 2007, 5:10 pm
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Andrew DeFaria wrote:
> Having moved to Phoenix, Arizona (actually Tempe) I'm now looking for
> a new, good bank. Previously I was using Compass Bank and over all I
> was not extremely happy with them. They were OK but not great.
> Recently they've degenerated into a terrible institution. I have been
> paying either rent and/or mortgage for 12 years with an online
> repeating payment. Only 2 times has such a payment not arrived and
> both times were in the last 9 months to my apartment in Dallas from
> Compass Bank or Checkfree - who knows and frankly who cares! The point
> is the payment was not made correctly and it was not my fault that it
> wasn't - yet the apartment complex is charging me $200 in late fees
> that Compass Bank/Checkfree are refusing to reimburse me. As such I
> would not recommend Compass Bank to anybody.
>
> In any event I've pulled my 4 accounts from Compass and am looking for
> another bank here in the Valley of the Sun. Qualifications are
> basically online banking (Not web based banking, which I could care
> less about, but online bill payment and transaction download directly
> into Quicken), friendly staff and a bank that is interested in making
> good relations with their customers and help me grow my business.
>
> Your suggestions are welcomed...
>
===================
I've been using Wells Fargo for years with no problem. For checking
accounts that is.

For savings and CD's etc. you would be an idiot to leave your money there.

I currently use Emigrant Direct for an online bank for savings and CD's.
And they may not pay the highest rates now ... haven't checked lately.
But they are over 5% with no minimum I believe. Wells Fargo would laugh
their ass off if you told them you wanted the kind of rates you can get
online.

But, for a simple checking account, Wells Fargo works just fine.

Posted by Andrew DeFaria on June 25, 2007, 10:40 pm
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az-willie wrote:
> I've been using Wells Fargo for years with no problem. For checking
> accounts that is.
That's where I've decided to go. Granted I haven't been with them since
the 80's and I left because of their nickel and diming. Then again, now
a days every bank nickels and dimes to some extent.
> For savings and CD's etc. you would be an idiot to leave your money
> there.
My savings go to Vanguard and in the market....
--
Andrew DeFaria <http://defaria.com>
I love defenseless animals, especially in a good gravy

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az-willie wrote:<br>
been using Wells Fargo for years with no problem. For checking accounts
that is.
<br>
</blockquote>
That's where I've decided to go. Granted I haven't been with them since
the 80's and I left because of their nickel and diming. Then again, now
a days every bank nickels and dimes to some extent. <br>
savings and CD's etc. you would be an idiot to leave your money there.
<br>
</blockquote>
My savings go to Vanguard and in the market....<br>
<div class="moz-signature">-- <br>
<a href="http://defaria.com">Andrew DeFaria</a><br>
<small><font color="#999999">I love defenseless animals, especially in
a good gravy</font></small>
</div>
</body>
</html>

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Posted by Route 101© on June 26, 2007, 12:43 am
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Wells Fargo does charge $3 a month for direct Quicken online banking,
regardless of the type of checking account you have or how much you have on
deposit. They say that's what Intuit charges them. BTW, Norwest
(Minneapolis) bought Wells Fargo (SF) several years ago but decided to keep
the WF name.
..............................
I used to be indecisive. Now I'm not sure.


az-willie wrote:

I've been using Wells Fargo for years with no problem. For checking accounts
that is.

That's where I've decided to go. Granted I haven't been with them since the
80's and I left because of their nickel and diming. Then again, now a days
every bank nickels and dimes to some extent.

For savings and CD's etc. you would be an idiot to leave your money there.

My savings go to Vanguard and in the market....

--
Andrew DeFaria
I love defenseless animals, especially in a good gravy



Posted by sharx35 on June 25, 2007, 10:39 pm
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> Having moved to Phoenix, Arizona (actually Tempe) I'm now looking for
> a new, good bank. Previously I was using Compass Bank and over all I
> was not extremely happy with them. They were OK but not great.
> Recently they've degenerated into a terrible institution. I have been
> paying either rent and/or mortgage for 12 years with an online
> repeating payment. Only 2 times has such a payment not arrived and
> both times were in the last 9 months to my apartment in Dallas from
> Compass Bank or Checkfree - who knows and frankly who cares! The point
> is the payment was not made correctly and it was not my fault that it
> wasn't - yet the apartment complex is charging me $200 in late fees
> that Compass Bank/Checkfree are refusing to reimburse me. As such I
> would not recommend Compass Bank to anybody.
>
> In any event I've pulled my 4 accounts from Compass and am looking for
> another bank here in the Valley of the Sun. Qualifications are
> basically online banking (Not web based banking, which I could care
> less about, but online bill payment and transaction download directly
> into Quicken), friendly staff and a bank that is interested in making
> good relations with their customers and help me grow my business.
>
> Your suggestions are welcomed...
>

For starters, use Pre-authorized debiting. That way, it is the
responsibility of the company you owe money to, to send in the debit,
whatever, to the bank every month. If the bank screws up on this, it is
definitely the BANK's fault, not yours. Relying on other parties to make
your payments is a fool's game.





Posted by Andrew DeFaria on June 26, 2007, 12:40 am
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sharx35 wrote:
> For starters, use Pre-authorized debiting.
Sorry but that's a fools game. For starters, many places don't have
this. Secondly I'd personally rather control who gets their hands in my
accounts and not have to run around to 20-30 debitors telling them to
stop taking money.
> That way, it is the responsibility of the company you owe money to, to
> send in the debit, whatever, to the bank every month. If the bank
> screws up on this, it is definitely the BANK's fault, not yours.
If the bank screws up on an online repeating payment it is also their fault.
> Relying on other parties to make your payments is a fool's game.
No, giving out the keys to the kingdom is a fool's game.
--
Andrew DeFaria <http://defaria.com>
Why does a cowboy have two spurs? If one side of the horse goes, so does
the other.

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sharx35 wrote:
starters, use Pre-authorized debiting. </blockquote>
Sorry but that's a fools game. For starters, many places don't have
this. Secondly I'd personally rather control who gets their hands in my
accounts and not have to run around to 20-30 debitors telling them to
stop taking money.<br>
way, it is the responsibility of the company you owe money to, to send
in the debit, whatever, to the bank every month. If the bank screws up
on this, it is definitely the BANK's fault, not yours.<br>
</blockquote>
If the bank screws up on an online repeating payment it is also their
fault.<br>
Relying on other parties to make your payments is a fool's game.
<br>
</blockquote>
No, giving out the keys to the kingdom is a fool's game.<br>
<div class="moz-signature">-- <br>
<a href="http://defaria.com">Andrew DeFaria</a><br>
<small><font color="#999999">Why does a cowboy have two spurs? If one
side of the horse goes, so does the other.</font></small>
</div>
</body>
</html>

--------------070408080303050305080600--

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