Q 2002 & Vista?

Posted by sharx35 on June 26, 2007, 5:31 pm

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> RC:

> Actually, I DO know what you mean.

> It's sad that many people who *SHOULD* have no financial worries still

> obsess over trivialities.

> Spending money is enjoyable, but even more enjoyable, IMHO, is doting ;-)

Shopping or spending money, for the sheer pleasure of it, is for
dysfunctional inDUHviduals, trying to fill that "void" or "hole" in their
gut. Money is but a TOOL, a device...NOT a goal in itself.

> Bob

>>>>

> Hi, Bob.

> It doesn't strike me as odd at all.

> But, then, as a CPA, I worked for decades with people who had money, as

> well

> as those who didn't. Have you read "The Millionaire Next Door"? That

> book

> was quite popular a couple of years ago. The authors had a lot of good

> observations and insights into the behavior of people who have money,

> especially those who earned it themselves and saved it.

> To get a million dollar portfolio, you have to get "exercised over $30".

> Many times! You have to start early and do it so consistently and so

> often

> that it becomes an ingrained habit. A mindset. A part of your very

> personality. And once you have the million, you can't just turn off the

> habits that got you there.

> The tragedy that I saw so often was that, once my clients had reached the

> point where they no longer had to worry about money, they couldn't stop

> worrying about money, so they never, ever really enjoyed what they had

> worked all their lives for. :>(

> Their kids enjoyed it. ;<)

> RC

> --

> R. C. White, CPA

> San Marcos, TX

> (Retired. No longer licensed to practice public accounting.)

> rc@grandecom.net

> Microsoft Windows MVP

> (Currently running Vista Ultimate x64)

>> Strikes me as odd that someone with a purported million dollar portfolio

>> would be exercised over $30.

>>>>>

>> It's MY choice to regularly back up my data. What a concept--it costs FAR

>> less than $30, too. Why should I replace my Quicken 2002 when the newer

>> versions have absolutely NOTHING that I need. I've seen all the problems

>> here with online banking using Quicken enabled banking. For fools, I say.

>> I

>> have several investment portfolios, approaching a million dollars in

>> value

>> and it takes me but several minutes a day to manually enter any data.

Posted by Bob Wang on June 26, 2007, 6:18 pm

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Sad.

> RC:

> Actually, I DO know what you mean.

> It's sad that many people who *SHOULD* have no financial worries still

> obsess over trivialities.

> Spending money is enjoyable, but even more enjoyable, IMHO, is doting ;-)

Shopping or spending money, for the sheer pleasure of it, is for
dysfunctional inDUHviduals, trying to fill that "void" or "hole" in their
gut. Money is but a TOOL, a device...NOT a goal in itself.

> Bob

Posted by sharx35 on June 26, 2007, 6:58 pm

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> Sad.

What's "sad" about how MY methods have lead to a net worth approaching one
million dollars, even though I left the full-time work force at the age of
42 which was 19 years ago? My wife is retired and worked part-time for
years, previously.

I think shopping for recreation is just plain sick. I shop as rarely as
possible, doing as much of the prep work on-line as is possible.

>> RC:

>> Actually, I DO know what you mean.

>> It's sad that many people who *SHOULD* have no financial worries still

>> obsess over trivialities.

>> Spending money is enjoyable, but even more enjoyable, IMHO, is doting ;-)

> Shopping or spending money, for the sheer pleasure of it, is for

> dysfunctional inDUHviduals, trying to fill that "void" or "hole" in their

> gut. Money is but a TOOL, a device...NOT a goal in itself.

>> Bob

Posted by Bob Wang on June 26, 2007, 6:30 pm

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This is pretty funny.
I didn't think anybody could outdo Andrew...

Killfile.

>>>

> RC:

> Actually, I DO know what you mean.

> It's sad that many people who *SHOULD* have no financial worries still

> obsess over trivialities.

> Spending money is enjoyable, but even more enjoyable, IMHO, is doting ;-)

Shopping or spending money, for the sheer pleasure of it, is for
dysfunctional inDUHviduals, trying to fill that "void" or "hole" in their
gut. Money is but a TOOL, a device...NOT a goal in itself.

Posted by sharx35 on June 26, 2007, 5:30 pm

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> Hi, Bob.

> It doesn't strike me as odd at all.

> But, then, as a CPA, I worked for decades with people who had money, as

> well as those who didn't. Have you read "The Millionaire Next Door"?

> That book was quite popular a couple of years ago. The authors had a lot

> of good observations and insights into the behavior of people who have

> money, especially those who earned it themselves and saved it.

> To get a million dollar portfolio, you have to get "exercised over $30".

> Many times! You have to start early and do it so consistently and so

> often that it becomes an ingrained habit. A mindset. A part of your very

> personality. And once you have the million, you can't just turn off the

> habits that got you there.

Interesting observations, R.C. I don't believe in being a tightwad, just in
being frugal. It's incredibly the savings we realize in the supermarket by
NOT buying name brands..most of the time. Or by realizing that coupons for
name brands usually STILL leave the name brand item as being MORE expensive
than the generic or the strore brand. The Wealthy Barber is yet another
great book for those who would rather that THEY have their money, rather
than someone else. Hell will freeze over, BTW, before I EVER allow Intuit to
pay my bills. An invitation to disaster.

> The tragedy that I saw so often was that, once my clients had reached the

> point where they no longer had to worry about money, they couldn't stop

> worrying about money, so they never, ever really enjoyed what they had

> worked all their lives for. :>(

> Their kids enjoyed it. ;<)

> RC

> --

> R. C. White, CPA

> San Marcos, TX

> (Retired. No longer licensed to practice public accounting.)

> rc@grandecom.net

> Microsoft Windows MVP

> (Currently running Vista Ultimate x64)

>> Strikes me as odd that someone with a purported million dollar portfolio

>> would be exercised over $30.

>>>>>

>> It's MY choice to regularly back up my data. What a concept--it costs FAR

>> less than $30, too. Why should I replace my Quicken 2002 when the newer

>> versions have absolutely NOTHING that I need. I've seen all the problems

>> here with online banking using Quicken enabled banking. For fools, I say.

>> I

>> have several investment portfolios, approaching a million dollars in

>> value

>> and it takes me but several minutes a day to manually enter any data.