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Posted by John Pollard on November 25, 2008, 9:26 am
Please log in for more thread options Patrick wrote:
> wrote:
>> lorenzo_...@hotmail.com wrote:
>>> I am using Quicken Deluxe 2006 and I need to upgrade to
>>> Quicken 2009
>>> before online services are retired (probably in the Spring
>>> 2009).
>>
>>> I am using Quicken to manage checking/credit card accounts
>>> and
>>> to
>>> download transaction from brokerage accounts (stocks, bonds
>>> and
>>> options).
>>
>>> Should I upgrade to Deluxe (i.e the same version) or to
>>> Premier?
>>> In other words, does Quicken 2009 Deluxe provide -- at
>>> least -- the
>>> same capabilities of Quicken 2006 Deluxe to manage
>>> investments? or the
>>> investment features have been moved to the Premier version?
>>
>>> From Quicken advertising, it appears that Deluxe is just to
>>> manage
>>> checking/credit cards accounts and monitor expenses, while
>>> to
>>> manage
>>> investment you need the Premier.
>>> It seems strage that a newver version of the same product
>>> (i.e.
>>> Deluxe) does not provide the same functionality of earlier
>>> version,
>>> but you never know.
>> You shouldn't lose any functionality (by design) when you
>> upgrade from one Deluxe version to another Deluxe version (or
>> Premier to Premier, etc.).
>>
>> New versions of Quicken come with a 60 day unconditional
>> money
>> back guarantee; you can insure the above for yourself when
>> Q2009
>> is released.
> So if I never really did anything under the planning tab,
> Premier was
> probably a waste for me and I could downgrade to Deluxe
> without losing
> the things I use? I do track my 401k and some stocks. That
> is still
> in Deluxe as I understand it.
That's how I understand it too; but I haven't had a Deluxe
version of Quicken since Q2005. That's why I pointed out the 60
day return policy; that should be enough time to determne for
yourself that the features you want are present.
I can't recall any features being moved from a lower to a higher
version of Quicken from one year to the next, but that is very
difficult to verify conclusively: to be confident, one would
have to own, at least the two versions in question, and
sometimes one might have to own those two version and the two
versions next higher in value (to determine for cetain if a
feature had been dropped altogether or moved to a more expensive
version. Some features have almost certainly been dropped
altogether.
--
John Pollard
First initial underscore Last name at mchsi dot com
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