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Can widow's social security benefits be affected if she receives a survivor's annuity??? idreos 08-12-2008
Posted by idreos on August 12, 2008, 12:04 am
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A married retired federal employee dies. He was receiving a federal
annuity that provides for a reduced federal annuity for his widow.
Can the widow’s social security benefit be affected by the survivor's
annuity she will receive?
Thanks for your help!

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Posted by Katie on August 12, 2008, 12:07 am
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> A married retired federal employee dies. He was receiving a federal
> annuity that provides for a reduced federal annuity for his widow.
> Can the widow’s social security benefit be affected by the survivor's
> annuity she will receive?
> Thanks for your help!
>


No.

I'm in exactly that situation. My SS benefits are not affected at all
by the fact that I receive a survivor benefit under my late husband's
federal employee pension. I also have a small defined benefit pension
of my own, which also has no effect on SS.

Katie in San Diego

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<< ------------------------------------------------------- >>
<< The foregoing was not intended or written to be used, >>
<< nor can it used, for the purpose of avoiding penalties >>
<< that may be imposed upon the taxpayer. >>
<< >>
<< The Charter and the Guidelines for submitting posts >>
<< to this newsgroup as well as our anti-spamming policy >>
<< are at www.asktax.org. >>
<< Copyright (2007) - All rights reserved. >>
<< ------------------------------------------------------- >>

Posted by D. Stussy on August 12, 2008, 2:58 am
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> > A married retired federal employee dies. He was receiving a federal
> > annuity that provides for a reduced federal annuity for his widow.
> > Can the widow’s social security benefit be affected by the survivor's
> > annuity she will receive?
> > Thanks for your help!
>
> No.
>
> I'm in exactly that situation. My SS benefits are not affected at all
> by the fact that I receive a survivor benefit under my late husband's
> federal employee pension. I also have a small defined benefit pension
> of my own, which also has no effect on SS.

I disagree - on one point: The gross amount of the SS benefits will remain
unaffected, but their TAXABILITY may be affected. If non-SS income not
otherwise excludible exceeds $25k, then (part or all of) the SS benefits
become taxable for income tax purposes.

--
<< ------------------------------------------------------- >>
<< The foregoing was not intended or written to be used, >>
<< nor can it used, for the purpose of avoiding penalties >>
<< that may be imposed upon the taxpayer. >>
<< >>
<< The Charter and the Guidelines for submitting posts >>
<< to this newsgroup as well as our anti-spamming policy >>
<< are at www.asktax.org. >>
<< Copyright (2007) - All rights reserved. >>
<< ------------------------------------------------------- >>

Posted by idreos on August 12, 2008, 3:16 pm
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>
>
> > > A married retired federal employee dies. He was receiving a federal
> > > annuity that provides for a reduced federal annuity for hiswidow.
> > > Can thewidow’s social security benefit be affected by the survivor's
> > > annuity she will receive?
> > > Thanks for your help!
>
> > No.
>
> > I'm in exactly that situation.  My SS benefits are not affected at all
> > by the fact that I receive a survivor benefit under my late husband's
> > federal employee pension.  I also have a small defined benefit pension
> > of my own, which also has no effect on SS.
>
> I disagree - on one point:  The gross amount of the SS benefits will remain
unaffected, but their TAXABILITY may be affected.  If non-SS income not
> otherwise excludible exceeds $25k, then (part or all of) the SS benefits
> become taxable for income tax purposes.

Thank you for your input.
Please clarify...........If she was receiving SS benefits and he was
receiving a federal annuity the combined income was taxed to begin
with.
Are you saying that SS benefits for the wife were not taxable if she
was receiving less than 25K prior to his passing??

Thanks for your help!

--
<< ------------------------------------------------------- >>
<< The foregoing was not intended or written to be used, >>
<< nor can it used, for the purpose of avoiding penalties >>
<< that may be imposed upon the taxpayer. >>
<< >>
<< The Charter and the Guidelines for submitting posts >>
<< to this newsgroup as well as our anti-spamming policy >>
<< are at www.asktax.org. >>
<< Copyright (2007) - All rights reserved. >>
<< ------------------------------------------------------- >>

Posted by D. Stussy on August 12, 2008, 8:57 pm
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> > > > A married retired federal employee dies. He was receiving a federal
> > > > annuity that provides for a reduced federal annuity for hiswidow.
> > > > Can thewidow’s social security benefit be affected by the survivor's
> > > > annuity she will receive?
> > > > Thanks for your help!
> >
> > > No.
> >
> > > I'm in exactly that situation. My SS benefits are not affected at all
> > > by the fact that I receive a survivor benefit under my late husband's
> > > federal employee pension. I also have a small defined benefit pension
> > > of my own, which also has no effect on SS.
> >
> > I disagree - on one point: The gross amount of the SS benefits will
remain unaffected, but their TAXABILITY may be affected. If non-SS income
not
> > otherwise excludible exceeds $25k, then (part or all of) the SS benefits
> > become taxable for income tax purposes.
>
> Thank you for your input.
> Please clarify...........If she was receiving SS benefits and he was
> receiving a federal annuity the combined income was taxed to begin
> with.

I didn't say that. Without knowing how much of his annunity is taxable, the
question cannot be answered.

> Are you saying that SS benefits for the wife were not taxable if she
> was receiving less than 25K prior to his passing??

No. That's a different situation. When a couple files a joint return, the
threshold of their combined other income to make SS benefits taxable is
$32k.

--
<< ------------------------------------------------------- >>
<< The foregoing was not intended or written to be used, >>
<< nor can it used, for the purpose of avoiding penalties >>
<< that may be imposed upon the taxpayer. >>
<< >>
<< The Charter and the Guidelines for submitting posts >>
<< to this newsgroup as well as our anti-spamming policy >>
<< are at www.asktax.org. >>
<< Copyright (2007) - All rights reserved. >>
<< ------------------------------------------------------- >>

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