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Posted by ATHiker95 on June 11, 2008, 2:10 am
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On Jun 10, 8:27 pm, kam...@panix.com (Arthur Kamlet) wrote:
>
>
>
> >On Jun 10, 5:32 pm, "removeps-gro...@yahoo.com" <removeps-
> >gro...@yahoo.com> wrote:
>
> >> > I have my health insurance through my wife's employer. She is going
> >> > to set up a health FSA this year and we're wondering if the debit card
> >> > that is issued can also be used for my medical expenses or if I have
> >> > to have a separate one through my employer? (and if it can be used
> >> > through her plan, would they normally issue a separate card for
> >> > myself?). Of course, we have to decide to sign up or not sign up by
> >> > tomorrow and naturally the human resources dept won't call us back in
> >> > time for us to decide.
>
> >> I'm not aware of any debit card. What I've seen is that the
> >> employee's FSA covers themselves and their spouse. To cover your
> >> children you need a dependent FSA. As for using the FSA, just pay
> >> your expenses -- such as co-payments for doctors, surguries, and
> >> medicines; cost of glasses and contacts not covered by VSP; OTC
> >> medicines (which may require a prescription/note from doctor); etc --
> >> out of pocket. Then submit an FSA claim form with receipts to the
> >> company that manages your FSA. If anyone has seen it work
> >> differently, please write.
> >> out of pocket
>
> >Thanks, just wanted to make sure as a Spouse on my wife's plan, that I
> >would be covered. And yes, a debit card does exist for this type of
> >account (at least through my wife's plan, it does), which does away
> >with the requirement to file claims. You just use the debit card.
> >Makes it nice and simple.
>
> I hope you have to prove these were allowable medical expenses?
>
> Otherwise, I assume that debit card can be used to charge a trip
> to Vegas?
> --
>
> ArtKamlet at a o l dot c o m Columbus OH K2PZH
You have to keep your receipts as backup, should the expenditures be
questioned.
Mark
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