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Posted by joutlancpa on January 20, 2008, 1:08 am
Please log in for more thread options > Harlan Lunsford wrote:
> > Paul Thomas wrote:
> >> Am I right in my understanding that a pre-tax health plan covers (or
> >> can cover) the employee, their spouse, and child (per Sect 152 who is
> >> a qualifying child or qualifying relative). That any other person
> >> would not be covered **pre-tax** by the plan - ie: included fully in
> >> wages for FICA, Medicare, federal, state, FUTA and SUTA.
>
> >> The question came up from a client's employee who wants to cover their
> >> non-dependent adult child. I'm unsure at this point if this child
> >> would meet the QC or QR rules. They're checking with the employee,
> >> I'm "looking into it".
>
> >> Basically, where's the line drawn?
>
> > If it's an employer's plan, I would think any such family members would
> > be "outside the pale" and therefore not covered per the plan. My wife
> > wondered if Blue Cross would cover her adult non dependent daughter and
> > the answer was "no".
>
> Based on my peripheral involvment with the employer-provided group
> health plan industry, I second Harlan's comment, it's a moot point.
>
> I'd be surprised if any reputable, commercially-available,
> employer-sponsored group health plan would even offer coverage to
> someone who did not qualify as a spouse or tax "dependent", more
> specifically a QC (not even QR's usually qualify). They periodically
> audit insured families to enforce this very restriction.
>
> -Mark Bole
>
> --
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> << The foregoing was not intended or written to be used, >>
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> << that may be imposed upon the taxpayer. >>
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I agree with the above, however Disney is allowing gay 'life partners'
to be covered. Brings up an interesting debate. ;)
................................................................
John H. Outlan CPA
Orlando, FL USA
cell (407) 924-2727
email john@outlancpa.com
url http://www.outlancpa.com
--
<< ------------------------------------------------------- >>
<< The foregoing was not intended or written to be used, >>
<< nor can it used, for the purpose of avoiding penalties >>
<< that may be imposed upon the taxpayer. >>
<< >>
<< The Charter and the Guidelines for submitting posts >>
<< to this newsgroup as well as our anti-spamming policy >>
<< are at www.asktax.org. >>
<< Copyright (2007) - All rights reserved. >>
<< ------------------------------------------------------- >>
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